Pages

Tuesday, May 24, 2011

TEN BIGGEST MONEY WASTERS

1. ATM fees
2. Lottery tickets
3. Gourmet coffee
4. Cigarettes
5. Infomercial impulse buys
6. Brand-name groceries
7. Eating out
8. Unused gym memberships
9. Daily internet deals
10. Bundled cable or phone services

Read the article CNN posted a few days ago 10 Biggest Money wasters

Monday, May 16, 2011

Your Net Worth

In researching and expanding my financial knowledge, I was asked if I knew my net worth.   Hmmmm
No I don't, and I'm kinda hesitant to find out.  However, this is a key element needed to start my financial portfolio.  Here are a couple helpful easy links. Net Worth Calculation Worksheet, or Net Worth Calculator.

Tuesday, May 10, 2011

COUPONS

Okay, yeah I know it's been awhile.  I've been caught up in clipping coupons, and haven't figured out how to manage my spare time between blogging, couponing, and everything else I can fit in.  I am working on it, but right now, I'm happy to say I won't have to buy toilet paper, paper towels, toothpaste, or deoderant for a while now. 

Sunday, May 1, 2011

Checking Fees

After viewing my statement, I noticed a $12 fee.  As I inquired about the fee, I was told that changes were made to my account the first of the month and I should have been notified. The bank I initially opened the account with was purchased by a major banking firm; in which now, I would have to make (2) $500 deposits monthly,or keep $1500 balance in order to have free checking.  I was told my fee was discounted from $15 to $12, I guess I'm priviledged. 
I have a joint acount at a credit union with my groom, I have a separate account that I use for personal use (cashing rebates, etc.)  Needless to say I'm looking for a free account without many stipulations.  I may have to resort in using banking online....