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Saturday, April 23, 2011

OOPS

I messed up on Friday, I ate out for breakfast in which I never do.  In fact, I normally do not eat breakfast, so I know to get my metabolism going I need to eat breakfast.  I turned around and ate out for lunch as well.  So there goes $11.  I have to do better, this weekend I will grocery shop for items to take for lunch and breakfast next week.  I plan on starting an account for my savings on coupons and not eating out each week.  I have to some how see progress to stay motivated.....

Wednesday, April 20, 2011

Packed Lunch

I saved lunch money today.  I took my lunch Yippie!!!  It's a begining, now I just have to stay consistant

Tuesday, April 19, 2011

A Hmmm moment

For the last year I've been clipping and saving with coupons.  I've done pretty good to the point I had to stop for a couple of months to use up the stock pile I accumulated.  What good is a deal if you don't use it, or let expire.  One of my co-workers brought to my attention that I save money clipping coupons, but eat out everyday for lunch.  As a come back, I told him that the reason I can eat out every day is because I save money clipping coupons.  After I thought about it for a moment.  What good is saving with coupons, if I don't do anything useful with the savings.  Spending it on take out everyday is not a wise choice for the savings.  Tomorrow, I will start taking my lunch, I may eat out a couple of times, but I need to see something useful being done with the savings. 

Wednesday, April 13, 2011

1st Step

Today I decided to take my first step in improving my financial portfolio.  Although my 401K plan has increased $1500 according to my last statement, I need to save more.  So today, I decided to increased my 401K contribution from 7% to 10%.  It may not seem like a lot, but when you live from paycheck to paycheck every penny count.